Corporate & expense cards, compared
Corporate and expense cards from UAE spend-management companies. These are not banks; cards are issued through their partner banks or licensed issuers. Prices from each provider’s own pricing page, checked 2026-10-14.
| Provider | Plan | Price | Users | Cards | Includes | Confidence | Source |
|---|---|---|---|---|---|---|---|
 Alaan | Starter | AED 0 / month | Up to 10 | Multiple cards | Corporate cards with controls, expense management, cross-border transfers via Visa Direct | High | pricing ↗ |
 Pemo | Starter | Free | Unlimited | Unlimited | Corporate cards, expense management, 0.5% cashback on international spend | High | pricing ↗ |
 Qashio | Lite | Free | Up to 3 | Up to 6 (virtual) | Virtual & physical cards, spend limits, Apple/Google/Samsung Pay; ATM AED 10 | High | pricing ↗ |
| Qashio | Plus | $125 / month, billed yearly (≈ AED 459) | Up to 10 | Up to 20 (3 physical) | Receipts via WhatsApp, accounting integrations, invoice management, loyalty points | High Priced in USD; AED at 3.6725 peg | pricing ↗ |
| Alaan | Premium | AED 499 / month (3 months free offer) | Unlimited | — | Up to 1% domestic and 2% international cashback, AI features, customer success manager; business account +AED 79/month | High | pricing ↗ |
| Qashio | Premium | $250 / month, billed yearly (≈ AED 918) | Up to 25 | Up to 100 (10 physical) | Recurring limits, approval policies, VAT coding, customer success manager | High Priced in USD; AED at 3.6725 peg | pricing ↗ |
| Pemo | Enterprise | From AED 1,500 / month | Unlimited | Unlimited | Multi-entity, ERP integration, custom cashback | High | pricing ↗ |
| Pemo | Premium | Page shows both AED 58 and AED 399 / month | Unlimited | Unlimited | Approval workflows, advanced controls, up to 2% international cashback | Low Two different prices on the page — confirm with Pemo | pricing ↗ |
FX fees aren’t published on these pages — ask before you sign up if you pay suppliers abroad.
Frequently asked questions
Are there free corporate card plans in the UAE?
Yes: Alaan Starter, Alaan Premium, Pemo Starter, Qashio Lite have free plans, with limits on users or features. Paid plans add more cards and controls.
Do corporate cards replace a bank account?
No. You still need a UAE business bank account to fund the cards. Compare business bank accounts.
What about foreign exchange fees?
FX fees aren’t published on these providers’ pricing pages. If you pay suppliers abroad, ask before you sign up.